Mauritius Pensions for Expats | Move To Mauritius

Mauritius Pensions for Expats

Yes, you can receive your home-country pension in Mauritius, and in many cases you will pay significantly less tax on it than you would back home. Mauritius has double taxation agreements with over 40 countries, a flat income tax rate of 15%, and a cost of living that makes retirement income stretch further. If you are planning a pension-funded retirement on the island, Move To Mauritius helps you navigate every step, from visa applications to banking setup.

How Does Pension Income Work for Expats in Mauritius?

Most expats retire to Mauritius under the Retirement Non-Citizen Permit, which requires you to transfer a minimum of USD 1,500 per month (or an equivalent lump sum) into a local bank account. Your overseas pension, whether it is a UK state pension, a US Social Security payment, a French retraite, or a South African retirement annuity, can satisfy this requirement directly.

Once resident, your pension income is generally taxed at Mauritius rates rather than your home-country rates, provided your country has a double taxation treaty in place. This can represent a meaningful annual saving for many retirees.

For a detailed breakdown of the tax treaty list and pension rules, the team at Mauritius Life maintains regularly updated informational guides worth bookmarking.

What Visa Do You Need to Receive a Pension in Mauritius?

The Retirement Non-Citizen Permit is the primary route. It is issued for 10 years and is renewable. Key requirements include:

• Proof of retirement income or savings meeting the monthly transfer threshold
• A clean criminal record certificate
• Valid health insurance
• A Mauritian bank account opened before or during the application process

Move To Mauritius handles the paperwork, coordinates with local authorities, and ensures your application is submitted correctly the first time.

Can You Access UK, US, or EU Pension Funds While Living in Mauritius?

In most cases, yes. UK state pension payments continue regardless of where you retire, though you need to notify the Department for Work and Pensions of your new address. US Social Security payments are similarly portable. European state pensions vary by country, but the majority can be paid directly to an overseas bank account.

Private pensions and SIPPs often allow drawdown from abroad, though you should confirm the rules with your pension provider before relocating. Our relocation specialists can connect you with regulated financial advisers who specialise in cross-border pension planning for Mauritius-bound retirees.

Is Mauritius Tax-Efficient for Pension Income?

For many nationalities, absolutely. The 15% flat income tax rate, combined with a personal allowance and the network of double taxation treaties, means retirees from the UK, France, Germany, South Africa, and several other countries often reduce their effective tax burden substantially. Mauritius does not levy capital gains tax or inheritance tax, which adds further appeal for those drawing down pension pots or investment portfolios.

How Do We Help You Relocate on a Pension?

Move To Mauritius provides end-to-end relocation support tailored to retirees:

• Permit applications: Retirement Non-Citizen Permit preparation and submission
• Banking introductions: Connecting you with Mauritian banks that welcome expat retirees
• Property search: Identifying IRS, RES, or PDS properties that qualify for residency
• Financial adviser referrals: Cross-border pension and tax specialists
• Settling-in support: Healthcare registration, utilities, and community connections

We take the complexity out of the process so you can focus on enjoying the island.

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Ready to retire to Mauritius on your pension? Get your free relocation quote today and speak with a specialist who understands exactly how to make your move work.